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If You Own Land Or Have 10% Down
You Can Build A New Custom Home
Regardless of Credit Score.
Regardless of Debt to income or PROOF of income!
Regardless of title or citizenship/nationality!

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Our Customers Love Their Custom Homes!

Listen To Just A Few of Them…

  • “We Just Assumed We’d Never Own A Home;
    We Never Dreamed We’d Build Custom.”

    Jeff and Kristin had a bankruptcy three years ago and just assumed their dream of homeownership was dead. 10 Percent Down approved their loan and now they live in a 4-bedroom custom home near Norman.

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  • “I Didn’t Realize That Our Land Could
    Be Used In Place Of A Down Payment.”

    Steven and Claire were living in a 25-year-old single-wide mobile home and were struggling to save up a down payment on a new double-wide. 10 Percent Down allowed them to use their land to secure their loan and 12 months later they moved into a custom brick and stone home with a 3-car garage.

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  • “I Told Them My Credit Score Was Around 550,
    They Said ‘No Problem.’”

    Justin and McKenna had missed some payments on her student loans and his credit cards, and their credit scores had suffered. They saved some money and borrowed some from his dad for a down payment, and were able to build a custom home despite a sub-600 credit score.

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  • “Our New Home Is The Same Quality You
    See On Half-Million-Dollar Homes.”

    Just because you have poor credit doesn’t mean you have to settle for a low-quality home. Jim and Carrol were surprised at the care and quality that went into their 2,400 square foot custom home.

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  • “We Inherited 60 Acres From My Parents and
    Used It To Get Approved For A Custom Home.”

    Many of our customers have inherited land—often in the country—from relatives. Clark and Cindy inherited 60 acres from his parents, but had no idea they could use it to secure a loan. They rented for 6 years until they heard 10 Percent Down's ad on the radio and started the process of building their custom dream home.

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The 10 Percent Down Advantages

GUARANTEED APPROVAL

Put bluntly: We don’t care about your credit score! As long as you have land to build on, or a small down payment of 10%, we guarantee your approval. Even if you can’t verify your income or have bankruptcies on your record, we can and will work with you!

ANYWHERE IN OKLAHOMA

We build anywhere in the state of Oklahoma… and can build out in the country, in the suburbs, or in small towns. Wherever you have land—or wherever you want to be—we can help you build your custom dream home.

BEAUTIFUL HOMES

Many of our customers thought they were going to have to settle for a generic mobile home or modular home… or just keep on renting. With our guaranteed-approval program, you can build the exact home you want. We have hundreds of floorplans to choose from, or design/bring your own. Your imagination is your only limit.

TRUE FULL CUSTOM

Want a brick home? Or how about siding? Stone? Granite countertops? Quartz? Whatever you want, you can get it! Include as many bathrooms, bedrooms, and garages as you want. Start with one of our plans, or bring your own. Full custom means full custom.

GREAT PRICES

Most of the homes we build appraise for more than you actually pay, which means you might move in with equity. Many of our customers save $20,000 to $50,000 compared to other similar homes. And our interest rates are fair and reasonable, too. Building a custom home doesn’t have to mean you go broke in the process!

EXPERIENCE YOU CAN TRUST

Our experienced building team has built thousands of custom homes in Oklahoma in 25+ years. We know how to get homes done on time and on budget… and we know how to build them to last.

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